Occasionally, we receive inquiries from organizations asking about a pre-vetting process and whether or not it’s a compliant practice. Typically, the details of this process include utilizing a third party (a background screening company) to conduct social media searches on individuals before they formally apply for a position. While there is no problem conducting such […]
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The Fair Credit Reporting Act (FCRA) passed in 1970, is a federal law that promotes the accuracy, fairness, and privacy of consumer information. This legislation regulates consumer reporting agencies (CRAs) as well as all employers who conduct criminal background/credit checks on new hires. However, some organizations fail to realize that both the CRA and the
How Peopletrail Helps with Pre-Adverse and Adverse Action Notices Read More »
Background checks tell an impactful story— a story that can influence employment, residence, and reputation. The accuracy of each and every background check is very important. For this reason, reputable screening companies put considerable emphasis on quality assurance and compliance with the Fair Credit Reporting Act (FCRA)— the federal law protecting consumers from erroneous consumer
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Key terms: Consumer Reporting Agency (CRA): Any person or entity that procures or furnishes consumer information (particularly credit or criminal history information) on a non-profit or for-profit basis. Common examples of CRAs include credit bureaus and background screening companies. Consumer Report: Information collected by a CRA and used by employers, creditors, or other parties in
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“Ban the box” policies exist to discourage employers from making hiring judgment calls based on stigma alone. The idea is for a candidate’s qualifications to be reviewed and considered before conviction/arrest history questions and screenings make their way into the process. Given that around one-third of Americans have some criminal history, the question “have you
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CRAs, or consumer reporting agencies, regularly handle sensitive information about consumers. However, there are a few rules and regulations they must follow. In this article, we’ll examine why CRAs require comprehensive compliance and information security to help shed some light on this requirement. Reasons Why CRAs Require Comprehensive Compliance and Information Security In 2017, Equifax,
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